Finance

Possible Debt Solutions to Solve Your Money Worries

February 14, 2012
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Ignoring money problems only leads to more serious issues. It is far more sensible to face your problems head on with viable debt solutions.  There are always options available which can help you to gain more control over your finances, organise your debts and even reduce the amount that you owe. By addressing the problem as early as possible you can avoid charges and fees being applied to the accounts, possible court charges and never ending interest rates. There are many debt solutions available; even if you have ignored the situation for a long period of time it is...

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PPI claim forms-paperwork thats essential

December 23, 2011
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There are three essential elements to PPI claim forms.  One of them is the claim form itself – another is the paperwork you signed to take out the credit agreement in question and the final element is your ‘proof’ – the statement you make to show that you’ve been charged for PPI when you didn’t need, want or request it. Three reasons that PPI hasn’t been sold correctly. If you’re self-employed, you normally can’t take out some forms of PPI.  They won’t pay out if you lose your job for any reason, or your business collapses.  There are some...

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The London To Paris Cycle

December 20, 2011
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The London to Paris cycle event is a major challenge and undertaking, and can be a great way to raise a substantial amount of cash for charity while pushing yourself to the limit. If you’re a novice cyclist then you may wish to take part in another event first, because cycling 480km over the space of four days and up some difficult hill climbs is a challenge that can beat some of the more novice cyclists. The London to Paris cycle takes place over 4 days starting from Crystal Palace in London and ending at St Pancras station five...

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Reclaim Your Credit Card Protection and Breathe More Easily

October 19, 2011
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Many of us are financially restricted through the regular payments we need to make on our credit card every single month. Now the option to Reclaim your credit card protection is something which can provide you with some relief. The product is designed to give the holder protection in the event of their income being reduced and them being unable to meet their credit card payments. This is fine if you wanted this kind of cover and agreed to it, but in a lot of cases it was sold on the back of bad advice from the bank staff....

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PPI claims 101

September 21, 2011
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There are several reasons people might want to reclaim PPI – and PPI claims can be really straight forward, or can be incredibly difficult.  The problem in most cases isn’t knowing what type of claim to make, but whether your claim is even valid, and in those cases, it’s imperative to hire an expert to reclaim whatever money you feel has been paid in error.   How to choose a PPI claims expert One of the areas many people need to consider is how to choose their PPI expert – whether they want to consider choosing one that has...

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Mis sold an Endowment Mortgage? Make a Claim

September 21, 2011
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There are many companies who will say they will deal with your claim if you have been mis sold a mortgage.  However, it is worth choosing your representation carefully. Many companies will charge you upfront fees for handling your case, and this does not have to be the case. Look online to find a company who will investigate all of your documentation without asking for any fees upfront.  You will not have to pay until you have received your compensation, which means that you will not be out of pocket. The fee is the taken out of the compensation...

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The Only Way to Reclaim Loan Protection Payments

September 20, 2011
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Did you know that up to 20m people have been mis-sold loan payment protection insurance by their loan companies?  That’s a shocking amount and you might think there is nothing you can do about it.  Thankfully, there is!  There are companies that can work on your behalf to reclaim loan protection payments and the compensation you receive could be in the thousands.   Even on Old Loans? Yes, even on loans up to 10 years old.  If you think you have been sold payment protection insurance in a dishonest or underhand way then you could easily Reclaim loan protection...

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Types of Investment Fund

August 7, 2011
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There are many different kinds of investment funds available. However, when you put your money into an investment fund most of the time what you are actually doing is investing in stocks and shares. There are other kinds of investment funds that are invested in commodities like gold or fuel, but the chances are the investment fund you put your money into will be used to buy stocks and shares. Which Investment Fund Is Right for You? Which investment fund is right for you is dependent on many factors. The first and most important factor is how much you...

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Hotel Insurance

July 20, 2011
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There are specific types of business insurance policy that are available to the hospitality industry, including hotel insurance. This type of policy covers you for all of the basic legal requirements such as building insurance, public liability, and employer’s liability insurance coverage. However, with a tailored policy that is geared very specifically to your requirements and to your business, you can ensure that you are covered for almost any eventuality or possible problem; even the loss of your licence or an interruption to your business because of utility failure. Whether you run a small, boutique guest house or a...

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Types of House Insurance

July 6, 2011
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House insurance is a form of insurance most people have people’s homes are important to them, so they want to protect their home. There are 2 main categories of house insurance, contents insurance and building insurance. Recently a new form of house insurance has hit the market, which is usually referred to as household insurance or emergency household insurance.   Content insurance as the name suggests covers the contents of your home. Should you, for example, be burgled content insurance covers the cost of replacing the items that were stolen. Building insurance covers the cost of re-building your property...

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